Lana M - Composite

This is a composite that I am working on. I used 4 pictures and combined different parts to get the final image. I also used some filters to add some waves and ripple effects to the water. Then I painted different color gradients and used gaussian blur to make them blend more. I have a couple of different versions of this picture but so far this one is my favorite. I like the black and white contrasting with the color at the bottom. If I could improve this I would want the girl to be sharper.